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June 16, 2025

Fannie Mae Forecasts Significant Mortgage Rate Shifts Ahead

Fannie Mae forecasts mortgage rates will dip below 6% by late 2026, with an expectation of 6.1% by end-2025. Increased inventory, improved GDP forecasts, and rising buyer sentiment are expected to boost home sales, offering a more optimistic outlook for the housing market.

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June 16, 2025

Unsold Homes Reach Record High: A Shifting Market for Buyers?

The U.S. housing market has a record $700 billion in unsold homes, with a significant portion being "stale inventory." This shift, driven by more sellers than buyers, longer selling times, and cautious demand, may lead to increased negotiation power and potentially lower prices for buyers.

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June 16, 2025

Housing Market Outlook: Sales Expected to Rebound

Despite recent challenges, U.S. home sales are projected to rebound with 6% growth in 2025, driven by anticipated lower mortgage rates and underlying economic strength. Median home prices are also expected to continue their modest ascent.

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May 22, 2025

Decades of Leadership: Lessons from Rebuilding a Company

Leading a company through a decade of transformation in a dynamic industry like real estate presents unique challenges and opportunities. The journey of rebuilding and scaling an organization offers invaluable insights into effective leadership, emphasizing the importance of adaptability, core values, and strategic investment in people.

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May 22, 2025

U.S. Home Prices Experience First Dip in Over 18 Months

After a prolonged period of continuous gains, home prices in the United States registered a slight decline in April, marking the first monthly decrease since September 2022. This modest shift suggests a potential cooling trend in the housing market, even as annual price growth persists.

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May 22, 2025

Climate Disasters Threaten Mortgage Markets, Study Warns

A study warns that extreme weather disasters will escalate home foreclosures and create billions in credit losses for mortgage lenders, particularly in vulnerable states. Increased insurance costs and lack of flood coverage are shifting risk to homeowners, potentially driving up mortgage rates in affected areas.

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May 22, 2025

Understanding Title Insurance: Protecting Your Home Investment

Title insurance protects homebuyers and lenders from financial losses due to defects or issues with a property's title. It covers hidden defects, public record errors, and ensures legal ownership, serving as a crucial safeguard for a significant investment.

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May 2, 2025

Economic Concerns Curbing Home Purchases

Demand for mortgages to purchase homes has continued to decline, despite relatively stable mortgage rates, indicating that economic uncertainty and potential labor market weakness are making homebuyers hesitant. Refinance activity has also dipped as borrowers await more significant rate decreases. The upcoming release of economic data could influence future mortgage rate movements.

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May 8, 2025

Rate Dip Boosts Buyer Activity

Pending home sales in the U.S. saw a significant 6.1% increase in March compared to February, the largest gain since December 2023, although they were slightly down year-over-year. The increase was most notable in the South, likely influenced by a drop in mortgage rates and a seasonal uptick in buyer activity, alongside rising inventory levels.

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May 2, 2025

Homeownership Rate Takes a Notable Dip

The U.S. homeownership rate fell to its lowest point since late 2019 in the first quarter of 2025, driven by affordability issues and limited affordable inventory. While homeowner vacancy remained stable, rental vacancy saw a significant increase. Younger demographics and most racial/ethnic groups experienced a decline in homeownership rates.

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May 2, 2025

Expanding Access to Homeownership Programs

A bipartisan bill, the "Affordable Housing Bond Enhancement Act," has been reintroduced to aid first-time homebuyers. It seeks to expand and simplify federal mortgage assistance programs, offering lower rates and tax credits, along with increased flexibility for renovations and loan periods.

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April 15, 2025

Hispanic Homeownership Reaches Historic High

A recent report highlights a significant milestone in Hispanic homeownership in the United States. In 2024, the number of Hispanic households owning their homes reached a record high, underscoring the growing influence of this demographic in the housing market.

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